One financial platform for your team, your payments, and your day-to-day business
Sempo gives businesses a simple way to pay employees and contractors – while giving teams the accounts, cards, and payment tools they need to manage money in one place
Payroll
Pay employees and contractors across borders.
Accounts
Hold and manage your business balances.
Cards
Give your team controlled access to company spending.
Bill pay
Pay vendors, subscriptions, and business expenses.
Payments
Send and receive money across borders.
Start now
Talk to us to get started immediately without any hassle.
Pay everyone in one seamless workflow
Sempo allows businesses to pay their teams directly – so employees can get paid and save, spend, and manage their money in one place.
Pay your team
Send salaries and contractor payments across borders without managing separate payment providers for every market.
Pay in stable value
Pay your team in stable-value digital dollars, with the flexibility to convert and withdraw locally.
Give every employee an account
Employees and contractors receive their own Sempo account — built for spending, saving, receiving and managing money.
Give your team a card that works
Company cards for the people who need to spend.
Give employees cards connected to their Sempo accounts so they can pay for business expenses without creating another financial workflow.
See who spent what, set spending limits, and keep company spending in one place.
Pay your bills without the busywork
One place for recurring and day-to-day business payments.
From software subscriptions to vendors and operating expenses, Sempo helps businesses manage outgoing payments from the same account they use for payroll.
Pay vendors, manage subscriptions, track every payment.
Export transaction history at any time for your finance and accounting workflows.

One account for your business. One account for every employee.
Your business
- Fund payroll
- Manage balances
- Pay vendors
- Issue cards
- Control spending
Your team
- Get paid
- Spend
- Save
- Send
- Receive
Everyone gets a better financial experience,
your finance team gets one place to manage it.
















