One financial platform for your team, your payments, and your day-to-day business

Sempo gives businesses a simple way to pay employees and contractors – while giving teams the accounts, cards, and payment tools they need to manage money in one place

Payroll

Pay employees and contractors across borders.

Accounts

Hold and manage your business balances.

Cards

Give your team controlled access to company spending.

Bill pay

Pay vendors, subscriptions, and business expenses.

Payments

Send and receive money across borders.

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Talk to us to get started immediately without any hassle.

Pay everyone in one seamless workflow

Sempo allows businesses to pay their teams directly – so employees can get paid and save, spend, and manage their money in one place.

Pay your team

Send salaries and contractor payments across borders without managing separate payment providers for every market.

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Pay in stable value

Pay your team in stable-value digital dollars, with the flexibility to convert and withdraw locally.

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Give every employee an account

Employees and contractors receive their own Sempo account — built for spending, saving, receiving and managing money.

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Give your team a card that works

Company cards for the people who need to spend.

Give employees cards connected to their Sempo accounts so they can pay for business expenses without creating another financial workflow.

See who spent what, set spending limits, and keep company spending in one place.

Pay your bills without the busywork

One place for recurring and day-to-day business payments.

From software subscriptions to vendors and operating expenses, Sempo helps businesses manage outgoing payments from the same account they use for payroll.

Pay vendors, manage subscriptions, track every payment.

Export transaction history at any time for your finance and accounting workflows.

One account for your business. One account for every employee.

Your business

  • Fund payroll
  • Manage balances
  • Pay vendors
  • Issue cards
  • Control spending

Your team

  • Get paid
  • Spend
  • Save
  • Send
  • Receive

Everyone gets a better financial experience, your finance team gets one place to manage it.