Sempo is the new financial solution built for the region
Sempo brings stablecoin infrastructure to MENA, providing what traditional banks can't: Speed, Transparency, and Global access
What you can do with sempo
Send & Receive Instantly
Move money across countries in seconds, not days, with full transparency and minimal fees.
Save in Stable Value
Hold digital dollars that don't devalue overnight. Protect your savings from inflation and currency volatility.
Earn on Your Balance
Put idle funds to work through modern yield products. Your money shouldn't sit still.
Spend Globally with Ease
Use your Sempo balance to pay online and locally with virtual cards that work anywhere.
Get Paid Like a Local
Receive payments from employers, clients, or partners without needing multiple bank accounts.
Built for Businesses Too
From payroll to expenses, Sempo helps companies pay teams seamlessly across MENA.
Sempo vs Traditional MENA Banks
Benchmark
Account opening
Cross-border transfers
Transfer costs
Returns on cash
Traditional Banks
Days or weeks, Branch visits & Paperwork
2-5 business days, Limited visibility
8-12% in total fees and FX margins
Near-zero savings yields
Minutes & Fully digital onboarding
Seconds to minutes, 24/7 settlement
~0.1% on-chain network fees
Higher yields via digital financial products
Traditional Banks
Account opening
Days or weeks, Branch visits & Paperwork
Cross-border transfers
2-5 business days, Limited visibility
Transfer costs
8-12% in total fees and FX margins
Returns on cash
Near-zero savings yields
Account opening
Minutes & Fully digital onboarding
Cross-border transfers
Seconds to minutes, 24/7 settlement
Transfer costs
~0.1% on-chain network fees
Returns on cash
Higher yields via digital financial products